These terms and conditions govern your utilization of the Fisher and Finance website, www.fisherandfinance.com, which is owned and operated by [operator Name] These terms are applicable whether you access the website via a computer, mobile device, or any Fisher and Finance provided application.
These terms establish the relationship between Fisher and Finance and yourself, outlining the conditions under which Fisher and Finance provide the website, as well as the terms governing product sales through the website. If you do not consent to these terms, you may not use the website or proceed with any product or service purchase offered on the website.
These Terms do not diminish your statutory rights as a consumer or otherwise.
Your User Profile
- You must complete your registration to make purchases on our website. Registration and product purchases are permitted only for users whose memberships have not been previously suspended or barred by Fisher and Finance.
- You are responsible for maintaining the confidentiality of your account. Safeguarding your account username and password against unauthorized access is your responsibility. Please promptly inform Fisher and Finance of any suspicious activities or if you suspect that your account information has been compromised.
- By providing information on the website, you affirm that the information you provide is accurate and complete. You also agree to notify Fisher and Finance promptly of any changes to your email, contact number, or postal address, which can be updated in the "My Account" section of our website.
- Registration on our website is free, but you are responsible for payment for the products you purchase, as well as any applicable taxes or delivery charges associated with your purchase.
Orders and Payment
- When placing an order for a product, we collect personal and transactional data from you, such as your name, address, contact information, and card details. For details on how we use this data, please refer to our Privacy Policy.
- You can make payments for products using credit and debit cards. We do not accept payment methods such as cheques or cash on delivery (COD) on our website.
- When you pre-order a product, you add it to your cart and proceed to checkout. Once the transaction is complete, your product will be dispatched as soon as our stocks are replenished. An order confirmation will be sent to you when your order is ready for shipment.
Cancellations, Exchanges, and Refunds
- If you wish to cancel your order, please contact Fisher and Finance's customer service. While we will make every effort to assist you, we may not be able to cancel your order if it has already been shipped.
- If you receive the incorrect or damaged product, please notify our customer service within 72 hours of delivery, and we will send you the correct item.
- Fisher and Finance reserve the right to deny refunds if it is evident that the product has been used.
- All pre-order transactions are non-exchangeable and non-refundable.
Cancellations, Exchanges, and Refunds
- Deliveries are made throughout the week, excluding national holidays, through third-party service providers appointed by Fisher and Finance. While we strive to ensure timely delivery, if your package does not arrive within the specified time, please contact our customer service with your order reference number.
- Upon signing for the delivered product, ownership transfers to you, and our responsibility for the order ends. We are not liable for any loss, damage, or breakage that occurs after delivery.
- If you are not present at the time of delivery, Fisher and Finance will assume that any adult at the provided address is authorized to accept the order on your behalf. If this is not possible or no one is present, we will contact you to arrange an alternative delivery time.
User Content and Behavior
- Users must comply with all legal requirements in their jurisdiction when using the website and acknowledge their responsibility for understanding and adhering to these requirements.
- Public members can post comments, information, and other material (User Content) on the website. User Content must not be offensive, indecent, or objectionable, and it must not denigrate any person or entity within the Website. Users are responsible for the User Content they submit.
- Once User Content is submitted to the Website, Fisher and Finance is granted a worldwide, royalty-free, and non-exclusive license to use, exploit , and modify the User Content in any way, including its inclusion on the Website.
Security
- While Fisher and Finance strive to maintain a safe website, we do not guarantee that it is free from viruses or other harmful elements. You are responsible for installing virus protection on your device.
- While we aim for constant website availability, we do not guarantee uninterrupted operation. Outages may occur due to internet problems, mobile connectivity issues, or mobile application operation. Fisher and Finance may need to restrict access for maintenance, repairs, or the introduction of new features.
- Fisher and Finance are not responsible for content posted on the website by third parties or for third-party promotions.
Governing Law and Jurisdiction
These terms and conditions are governed by Indian law. Disputes related to the terms and conditions of the website will be under the jurisdiction of the competent courts in Delhi, excluding all other courts.
Site Policies, Modifications, and Severability
Review our other policies. Fisher and Finance reserve the right to make changes to the website, terms and conditions, and policies at any time.